Driving is a privilege and not a right. An auto accident victim could be the best driver with a flawless driving record. The other drivers are the ones to watch out for and usually end up injuring the innocent and their automobile. National Center for Statistics and Analysis reports that alcohol related traffic fatalities rose to 18,602 in 2010; representing an estimated 45 percent of traffic fatalities. On average of 120 people died each day that year in motor vehicle crashes.
Auto accidents take a toll on everyone involved whether physically, financially or emotionally. If you’re one of the blessed ones who have so far avoided a serious accident, hopefully these tips on prevention will keep it that way. The chances are high that at some point you will be involved in at least a minor car accident. Just keep your head straight and make safety your primary concern. Those involved in an accident need to remember to never admit fault to the other driver, any police officer, or insurance company. Hiring a Personal Injury Firm allows a New Mexico injury lawyer to speak for you.
New Mexico Personal Injury Firm
Car Accident Action Plan:
1. Safety First.
Drivers involved in minor car accidents with no serious injuries should move cars to the side of the road and out of the way of oncoming traffic. Leaving cars parked in the middle of the road or busy highways only results in more accidents and injuries. If a damaged car cannot be moved, drivers and passengers should remain in the car with seat belt on until help arrives. Make sure to turn on hazard lights and place flares on the road if possible.
2. Emergency Kits.
Having a small emergency kit for small cuts is important. However, drivers should keep a second type of emergency kit in the car at all times. In the emergency kit keep several pens and scrap paper for taking notes, a disposable camera to take photos, a flashlight, information regarding medical allergies or conditions that may require special attention, and a list of emergency contact numbers. A set of cones, triangles, emergency flares, and jumper cables should always be kept in the trunk.
3. Exchange Information.
After the auto accident, exchange the following information: name, address, phone number, insurance company, policy number, driver license number and license plate number for the driver and the owner of each vehicle. If the driver’s name is different from the name of the insured, establish what the relationship is and take down the name and address for each individual. Also make a written description of each car, including year, make, model and color, and the exact location of the collision and how it happened. This will be on the police report; however, this is important to verify the police report is correct when filing a car accident insurance claim and personal injury lawsuit.
4. Photograph the Accident.
Use your disposable camera to document the damage to all vehicles. Keep in mind that you want your photos to show the overall context of the accident. If there were witnesses, try to get their contact information.
5. File An Accident Report.
Drives should always call 911 and file motor vehicle accident report. In the event, the police cannot be called or never showed up, go to the local police station as soon as possible and ask to file an accident report. A police report often helps insurance companies speed up the claims process.
6. Insurance Coverage.
The whole car accident insurance claim process will be easier following your accident if you know what coverage is available. Never wait until after a car accident to look over your car insurance policy. Take an interest and add those extras like car rental, glass replacement, and towing services for a few extra dollars. It saves money in the event of a car accident in the future.
Albuquerque Car Accident
The biggest issue with a car accident in Albuquerque is usually ‘who pays for the damages’. If the accident was minor, drivers may handle damages among themselves without involving insurance companies, police, or personal injury lawyers. But this isn’t the best idea, for several reasons. While the responsible driver may agree to pay for damages on the day of the accident, they may see the repair bills and decide it’s too high. Often people don’t realize how expensive it can be to repair an automobile after an auto accident. At this point, time has passed and your insurance company will have difficulty piecing together the evidence. It can become a ‘blame game’ and cost you more money than if it was handled correctly from the beginning. The best advice is to always report all accidents to your insurance company within 24 hours.
Albuquerque car accident lawyers understand injury victims need to deal with ongoing medical, emotional and physical treatment. Ron Bell Injury Lawyers believe all victims deserve their rights protected and reasonable compensation when in an auto accident. Contact Ron Bell Personal Injury firm today for a free consultation.